Thursday, August 2, 2007

PruLink Investor Account

There are the things that many of us dream to achieve in the future. However, many have found difficulties of those lifetime plans due to financial disabilities.

At 2nd of July, which is the day that I made my big decision, I have cancel the Maybank Takaful since the plan is not suit for me and withdraw FD money(RM4k) + own saving(RM1k) to invest in Prudential Investor Account which is under promotion when I joined its.

You can invest and be protected with PRUlink investor account. It is a single premium investment-linked whole life insurance and for those who prefer one-off investments.

You also have the flexibility to withdraw some of your cash values if you have a sudden need for it, and you can top-up at any time. Your top ups can be from as low as RM1,000.

95% of your premiums will be used to purchase units in the PRUlink fund.

It includes coverage on Death and Total & Permanent Disability (up to age 60). It means that if something bad happens on you then you will get 125% profit. If you invest RM10000 then you will get RM12,500. So your profit will be RM2500. It is good to invest for everyone since it also can give you protection.

It's one of the best funds if you want to grow your wealth quickly, and are willing to accept a higher degree of risk.

PRUlink fund does not pay any dividend. It focuses on capital growth in unit price. All investment incomes and capital gains are automatically rolled up in unit price.